SOLUTION · IT & CYBERSECURITY
Cyber insurance readiness.
Insurers now expect specific, documented controls before they'll issue or renew a policy. Cyber6 puts those controls in place, helps you answer the application honestly, and keeps the evidence ready if you ever need to file a claim.
Cyber6 is an AI & technology partner: we automate the work slowing businesses down, protect them with IT & cybersecurity, and train their people.
WHAT'S REALLY HAPPENING
How a renewal application turns into a decline
It rarely starts with a refusal. It starts with an answer nobody can actually back up.
STEP 01
The renewal application arrives
Detailed questions ask about MFA, backups, endpoint protection, and training, often with a short deadline to respond.
STEP 02
Someone answers from memory
Without documentation, the person filling out the form answers based on what they believe is true, not what's confirmed.
STEP 03
The insurer follows up
A rep calls to clarify specific answers, or asks for evidence that doesn't exist yet.
STEP 04
Coverage changes
The application is declined, the premium rises, or an exclusion is added for the control that couldn't be confirmed.
STEP 05
A gap surfaces again at claim time
If an incident happens later, a gap between what was claimed on the application and what was actually in place can affect the claim.
STEP 01
The renewal application arrives
Detailed questions ask about MFA, backups, endpoint protection, and training, often with a short deadline to respond.
STEP 02
Someone answers from memory
Without documentation, the person filling out the form answers based on what they believe is true, not what's confirmed.
STEP 03
The insurer follows up
A rep calls to clarify specific answers, or asks for evidence that doesn't exist yet.
STEP 04
Coverage changes
The application is declined, the premium rises, or an exclusion is added for the control that couldn't be confirmed.
STEP 05
A gap surfaces again at claim time
If an incident happens later, a gap between what was claimed on the application and what was actually in place can affect the claim.
WHY IT HAPPENS
Four gaps sit behind most declines and disputes.
Select a cause to see the problems it creates at renewal.
- Controls that aren't documented: MFA, backups, and endpoint protection may exist in part, but nobody can produce a dated record proving it. Leads to: Declined coverage, Disputed claims.
- Answers based on memory: The application gets filled out based on what someone believes is true, not what's been confirmed against the actual environment. Leads to: Declined coverage, Higher premiums.
- Partial coverage treated as full coverage: Endpoint protection on some devices gets reported as full-fleet coverage, which insurers increasingly check for by name. Leads to: Higher premiums, Missed exclusions.
- No process between renewals: Evidence only gets gathered right before the deadline, turning every renewal into a scramble instead of a review. Leads to: Renewal scramble, Higher premiums.
MFA, backups, and endpoint protection may exist in part, but nobody can produce a dated record proving it.
Declined coverageDisputed claims
WHO IT HITS HARDEST
Where insurance readiness gaps hurt the most.
SCENARIO
Owners and office managers
They fill out the application under deadline pressure without a documented answer for half the questions.
Owners and office managers
They fill out the application under deadline pressure without a documented answer for half the questions.
Construction firms
Contractors are frequently asked for cyber insurance proof before winning larger bids.
Industry pageManufacturers
Downtime from an attack can be costly enough that insurers scrutinize manufacturing applications closely.
Industry pageProfessional services firms
Client data and payment handling put these firms under close underwriting review.
Industry pageMedical practices
Patient data raises the stakes on every control question an insurer asks.
Industry pageSIGNS THIS IS HAPPENING TO YOU
Six questions show how ready you are for renewal.
One question at a time. The gauge moves as you answer.
Did your last renewal come with a higher premium or a new exclusion?
EXPOSURE
0 gaps so far
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WHAT IT'S COSTING YOU
Insurance gaps cost more than a premium increase.
LINE ITEM
CATEGORY
- 01RISK
Declined or non-renewed coverage
Insurers are turning away businesses that can't show the controls they now require.
- 02MONEY
Higher premiums
Missing controls or vague answers usually translate directly into a higher rate.
- 03MONEY
A disputed claim
If an application answer doesn't match what was actually in place, an insurer may dispute or reduce a claim after an incident.
- 04TIME
Wasted time on renewal
Scrambling to answer a detailed application under a deadline pulls attention from everything else.
- 05COMPLIANCE
Compliance overlap missed
The same controls insurers ask for often satisfy customer questionnaires and audits, and gaps show up in both places, adding extra rounds of back and forth.
HOW CYBER6 FIXES IT
One review puts the controls in place and documents them.
IT & Cybersecurity does most of the work here. Training closes the gap around it. Select any piece to see what it does.
IT & CYBERSECURITY
Application review
We compare what your insurer's application asks with what's really in place, so every answer is one you can stand behind.
WHAT IT MEANS FOR YOUNo surprises if a claim ever tests those answers.
TRAINING
- IT & CYBERSECURITY: Application review. We compare what your insurer's application asks with what's really in place, so every answer is one you can stand behind. No surprises if a claim ever tests those answers.
- IT & CYBERSECURITY: MFA everywhere required. Multi-factor authentication goes on across email, remote access, and finance systems, the most requested control on almost every application. You can answer this question with a confirmed yes, not a guess.
- IT & CYBERSECURITY: Full endpoint coverage. Endpoint detection and response is installed and monitored across your devices, closing the gap between partial and full coverage. Full device coverage, not a patchwork of some protected and some not.
- IT & CYBERSECURITY: Tested, logged backups. Backups are kept separate from your main network, with regular restore tests logged and dated. You have a record showing your backups actually work.
- IT & CYBERSECURITY: Ongoing evidence tracking. Controls are tracked on an ongoing basis, with dated records for MFA coverage, backup tests, and training completion. Renewal season stops being stressful.
- TRAINING: Training insurers ask about. Regular security awareness training and phishing simulations, with completion records you can show on an application. Training becomes a documented control, not a one-time checkbox.
WHAT'S INCLUDED
Everything we set up, in the order we set it up.
Six pieces, set up in this order before your next renewal.
01
Application review
We review your current or upcoming application against your actual environment.
02
MFA rollout
Multi-factor authentication turned on across email, remote access, and finance systems.
03
Endpoint protection
Detection and response installed and monitored on every device.
04
Backup testing
Backups kept separate and tested on a logged schedule.
05
Training records
Awareness training delivered with dated completion records.
06
Renewal support
We help you complete the application from documented evidence.
BEFORE AND AFTER
A renewal application, two ways.
| A typical Monday without Cyber6 | A typical Monday with Cyber6 |
|---|---|
| MFA status unconfirmed | MFA verified across email, remote access, and finance systems |
| Endpoint protection on some devices | Endpoint protection on every device, monitored |
| Backups assumed to work | Backups tested and logged |
| Training completed once, long ago | Training current and recorded |
| Application answered from memory | Application answered from documented evidence |
| Renewal is a scramble each year | Evidence maintained year-round |
| A claim risks being disputed | Documentation supports the answers you gave |
NO PROTECTION IS PERFECT
How readiness stays current between renewals
No review can guarantee an underwriting decision. What matters is whether your evidence is ready when the application arrives.
- 1
Baseline
We confirm MFA, endpoint protection, backups, and training are actually in place, not just assumed.
- 2
Close the gaps
Any missing control is put in place, starting with what insurers ask about most.
- 3
Document
We keep dated records: backup test logs, training completion, MFA coverage reports.
- 4
Application support
When it's time to apply or renew, we help you answer accurately from that documentation.
- 5
Ongoing monitoring
Controls are checked regularly so nothing quietly lapses between renewals.
WHAT WE MEASURE
Three numbers your renewal depends on.
We record a starting point during onboarding and report on these every month.
EVERY MEASURE IS TRACKED THROUGH THE CYBER6 PROVE FRAMEWORK
- Plan the goals
- Record the baseline
- Operate and observe
- Verify the results
- Evolve
PLAN THE GOALS
Application questions answered with evidence
The share of application questions backed by a dated record, not memory.
RECORD THE BASELINE
MFA coverage
The share of users with multi-factor authentication confirmed active.
OPERATE AND OBSERVE
Backup restore success
Whether scheduled test restores completed and the data was usable.
IN YOUR INDUSTRY
What changes in your industry
BEFORE
A general contractor asks for proof of cyber coverage before a bid deadline, and the current policy has gaps nobody can explain.
AFTER
Documented controls back up the application, and the certificate goes out with the bid on time.
Construction pageWHY CYBER6
Why Cyber6 for insurance readiness
01
Controls matched to what insurers ask
We focus on the specific controls that show up on almost every application: MFA, endpoint protection, backups, and training.
02
Evidence, not assumptions
Every answer on the application is backed by a dated record, not a guess from memory.
03
Support at renewal time
We help you complete the application itself, not just the controls behind it.
04
One partner for the controls and the paperwork
The same team that runs your MFA and backups also keeps the documentation ready for renewal.
QUESTIONS
Questions people ask
No one can guarantee an underwriting decision. Having documented, working controls gives you the strongest possible position.
We review why, close the specific gaps that led to it, and help you reapply or find another carrier with accurate answers.
The core controls, MFA, endpoint protection, backups, and training, come up on almost every application, though exact wording varies by carrier.
It's possible, since premiums are often tied to the controls you can document, but we don't promise a specific reduction.
Having accurate, documented controls that match your application answers puts you in a stronger position if a claim is reviewed.
The controls stay in place, but we help you refresh documentation and answer each renewal application as it comes.
It overlaps significantly. Insurance readiness focuses on what your carrier's application asks, while compliance covers a broader framework.
Most reviews take a few weeks, depending on how many gaps need closing before your renewal date.
Yes. We provide the technical evidence and answers, and work alongside your broker through the process from first draft to final submission.
A security operations center (SOC) is the team that watches for suspicious activity around the clock. Insurers often ask whether one is monitoring your systems, since it shortens how fast an incident is caught.
WHO WE'VE WORKED WITH
- A statewide cybersecurity assessment program
- Credit unions
- A water and wastewater utility
- Housing organizations
- Nonprofits and churches
- Small businesses
- A health and wellness startup
Every result is measured against your own starting point.
How we prove it →PART OF ONE PARTNER
One partner for all three.
Protect · IT & Cybersecurity
IT and cybersecurity, managed around the clock.
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Empower · Training for Businesses & Individuals
Training that builds skills for your team and your career.
Explore Empower
WHY CYBER6
Why businesses choose Cyber6.
One partner, not three vendors
The people automating your work also run and protect your IT and train your team, so nothing falls between companies.
Plain language and real people
You talk to people who explain things clearly, answer the phone, and tell you what they'd do in your place.
Measured against your own numbers
We record where you start before anything changes, then report results against that baseline.
Marquis Carroll, Founder & CEO. Marquis has spent years doing hands-on IT and security work through his own business, and runs a mentorship program that has helped people start careers in tech.
Our storyGETTING STARTED
Four steps from first call to results.
Explore
A relaxed 30-minute conversation about how your business runs and what's getting in the way. No cost, no pressure.
You get: honest answers on whether we can help.
Assess
We look at your systems, security, manual work, and training needs, and record your starting numbers.
You get: a plain-English picture of your risks and opportunities.
Set up
A prioritized plan and proposal, then a kickoff that introduces your team and sets up access safely.
You get: a shared timeline and who to call for what.
Enable
We roll out in phases, train your team, and walk you through your first results.
You get: your first plain-English report, measured with PROVE.
Let's get your controls ready before your renewal date.
A 30-minute call. No cost, no pressure, and honest answers.